Buy to Let London

Buy To Lets

A buy-to-let mortgage is a loan that's specifically designed for landlords who rent out a property. Just like residential mortgages, you will need good personal credit file with a suitable deposit. The main different is that you are not going to be living in the property. You can apply for mortgage under individual name or through your limited company. We can help both experienced landlords considering to refinance existing portfolio and/ or buy a new property and inexperienced individuals with first investment property purchase. Please get in touch to discuss your individual funding requirement.

Apply for a Minimum of $100,000 and Choose a Flexible Loan Term

With our buy-to-let mortgages, you can apply for a minimum loan amount of $100,000, allowing you to access the capital needed to support your investment plans. We understand that each landlord’s circumstances are unique, which is why we offer flexible loan terms ranging from 3 to 25 years. This flexibility empowers you to choose a repayment plan that aligns with your investment strategy, cash flow projections, and long-term financial goals.

Spread the Cost Over 5 to 30 Years for Financial Convenience

Managing your finances is a key aspect of successful property investment. Our buy-to-let mortgages provide you with the option to spread the cost of the loan over a period of 5 to 30 years. This extended repayment term offers you financial convenience and ensures that your monthly mortgage payments are manageable, allowing you to allocate your resources effectively and optimize your rental income.

Maximum Loan to Value (LTV) of 75% for Property Investment

When it comes to buy-to-let mortgages, we understand the importance of striking the right balance between borrowing and property value. With Gulf Private Finance, you can access a maximum Loan to Value (LTV) ratio of 75%. This means that you can borrow up to 75% of the property value, providing you with the necessary leverage to invest in high-potential properties while maintaining a healthy level of equity.

Ownership and Residency Requirements

To be eligible for a buy-to-let mortgage, it is important that you meet certain ownership and residency criteria. You must have owned and lived in your existing property for a minimum of 6 months. This requirement ensures that you have a solid foundation in property ownership before venturing into the buy-to-let market. By adhering to this condition, you demonstrate your commitment and understanding of property ownership dynamics.

Properties Let Under Assured Shorthold Tenancies (AST) or Company Let Agreement

Our buy-to-let mortgages are specifically tailored for properties let under Assured Shorthold Tenancies (AST) or company let agreements. These tenancy arrangements provide a level of assurance and structure to the rental process, ensuring that you have a reliable source of rental income. By focusing on properties with AST or company let agreements, you can maximize your investment returns and minimize potential risks associated with rental income uncertainties.

Minimum Basic Earned or Pension Income Requirement

To ensure financial stability and ability to meet mortgage repayments, we have a minimum income requirement for buy-to-let mortgage applicants. One of the applicants must have a minimum basic earned or pension income of $100,000, excluding rental income. This income requirement provides assurance that you have a sustainable and steady source of income beyond rental earnings, enhancing the overall viability of your investment venture.


Best Buy To Lets


  • Commitment: At Gulf Private Finance, your needs are our top priority. We are deeply committed to providing you with exceptional service and tailored financial solutions. Your success is our ultimate goal, and we go above and beyond to ensure that your funding requirements are met with the utmost dedication.
  • Expertise: With a strong background in Financial Services, we possess the knowledge and experience necessary to navigate the complex world of funding. We understand what it takes to get your funding application approved. Our team of experts meticulously prepares and presents your application in a language that resonates with lenders, increasing your chances of securing the funding you need.
  • Flexibility: As a whole-of-market finance brokerage firm, we have access to the entire UAE market. This allows us to explore a wide range of funding options and negotiate the best deal possible for you. We understand that every business is unique, and we work tirelessly to find the most flexible and tailored solutions that align with your specific requirements and financial goals.
  • Transparency: Clear and open communication is a core value at Gulf Private Finance. We believe that transparency is essential to building trust and maintaining successful partnerships. Throughout the entire funding process, we pledge to keep you informed and updated. We provide clear explanations, answer your questions promptly, and ensure that you have a comprehensive understanding of the process, terms, and conditions involved.

Buy-to-Let Financing

At Gulf Private Finance, we understand the intricacies of property investment and the unique challenges faced by landlords in the buy-to-let market. Our team of experts is dedicated to providing comprehensive support and guiding you through the process of securing the right buy-to-let mortgage for your investment objectives. We offer competitive interest rates, personalized advice, and access to a wide network of lenders, ensuring that you have the best financing options available for your buy-to-let ventures.

Contact us today to discuss your individual funding requirements and embark on a successful journey in property investment. Together, we can explore the various loan options, determine the most suitable solution for your buy-to-let investment, and help you unlock the full potential of your property portfolio.